5 Long Island Home To-Dos to Tackle Before 2027

Time is flying, but this weekend we get a little of it back (only an hour, but I'll take it!). With 2026 winding down, it’s also the perfect moment to tie up loose ends and set yourself up for a smooth start to 2027. Here are five things worth doing, whether you own or rent.

1. Winterize before the first freeze Shut off and drain your irrigation system, disconnect and drain garden hoses, and shut off exterior hose bibs. Clear the gutters once the leaves have dropped, and have your roof checked before the first nor’easter arrives. An hour of prevention now can save you a costly repair in February.

2. Take a fresh look at your property taxes Long Island taxes are a constant topic, and savings are easy to miss. Confirm you’re receiving STAR or Enhanced STAR if you qualify, and ask about veterans, senior, and other exemptions. It’s also a good time to review your assessment, since grievance deadlines come early in the year and differ between Nassau and Suffolk. Mark your calendar now so you don’t miss yours.

3. Review your insurance and flood risk Rebuilding costs have climbed, so make sure your homeowners policy still covers what it should. Look up your flood zone, especially if you’re near the water on the North or South Shore, and ask your agent whether flood coverage makes sense. Renters, this one’s for you too: a renters policy is affordable and often overlooked.

4. Check the systems that cost the most to ignoreSchedule your furnace or boiler tune-up before the cold sets in, and have your chimney or fireplace inspected if you plan to use it. If you have an older home, find out whether there’s an underground oil tank on the property. Suffolk homeowners with a cesspool may also want to look into current septic upgrade requirements and available grants or rebates.

5. Get a pulse on your housing plansCurious what your home could sell for in today’s market? Ted would be happy to run a no-obligation valuation. It’s also a good time to think about whether refinancing or tapping your equity makes sense. Renters, check when your lease ends and decide whether to renew or start planning a purchase. A few months of lead time makes saving and getting pre-approved much easier.

Ready to make your next move?Whether you’re staying put, thinking about selling, or dreaming about your first home, we’re here to help. Reply to this email or give Ted a call to get started.