The Buyer's Game Plan: 5 Things to Know Before You Start - Advice From John Stanton
Over the past decade, I've helped hundreds of clients turn 'someday' into moving day. And if there's one thing that makes all the difference, it's having a real game plan from the start. Here are the top 5 things I always tell my clients before they begin house hunting. |
1. Know Your Numbers Before You Start Shopping |
Understanding your comfortable monthly payment is more important than simply knowing the maximum amount you can qualify for. Your mortgage should fit your lifestyle, not control it. |
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There are many programs out there that can allow you to put as little as 3.5% down with the option to roll in your closing costs! It's not as expensive as you think to buy your first home! |
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A strong pre-approval helps you understand your buying power and puts you in a better position when you’re ready to make an offer. |
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4. Don’t Make Big Financial Changes Before Closing |
Opening new credit cards, financing a car, changing jobs, or moving large amounts of money can impact your mortgage approval. Talk with your loan officer before making any major financial moves. |
5. Build the Right Team |
A knowledgeable loan officer, real estate agent, and attorney can help you avoid surprises and make better decisions throughout the process. |
Thinking about buying a home? Reach out! I'm happy to review your situation, answer your questions, and help you put together a game plan. Whether you’re ready to buy now or months from now. Let's get your into your dream home. |
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